Blog
Notes on shared money, product and privacy
Product updates, the thinking behind our design decisions, and practical takes on splitting expenses fairly.
Integer money: the engineering behind splits that add up
How DueCircle stores money as whole minor units, not decimals, and why that is the foundation of expense splitting accuracy.
Read post- Guides · 6 min
How to split expenses with an app: your first group
A calm, five-minute walkthrough of creating your first DueCircle group, inviting people, adding an expense and settling up.
Read post - Features · 7 min
How to split expenses: choosing the right split method
Equal, exact, percentage, shares or excluding people who weren't there. A plain guide to how to split expenses fairly, with worked examples.
Read post - Features · 6 min
A bill reminder app for shared rent and utilities
Why shared bills get forgotten, and how a bill reminder app tracks rent, utilities and subscriptions with 7, 3 and 1-day reminders.
Read post - Travel · 7 min
A multi-currency expense tracker for group trips
Record each cost in the currency it was paid in, capture the rate at the time, and settle a group trip cleanly in one currency at the end.
Read post - Features · 6 min
A shared budget app that tells you where the money went
Why raw charts leave you doing the maths, and how a plain-language shared budget app compares this month with last, per category.
Read post - Privacy · 6 min
The expense tracker without a bank connection
Why DueCircle will never sync your bank account, and how a private expense tracker without a bank connection still gets every split right.
Read post - Privacy · 6 min
Shared expense privacy: roles and permissions explained
How owner, admin, member and view-only roles control who can see and change what in a shared expense group, and how to set them without friction.
Read post - Household · 7 min
How to split expenses with your partner without a joint account
Keep your finances separate, share the costs fairly, and settle up each month. A calm guide to splitting expenses as a couple.
Read post - Money · 6 min
Settle up: clear group debts in the fewest payments
How a settle up calculator turns a tangle of who-owes-whom into two or three clean payments, always traceable back to the original expenses.
Read post - Money · 6 min
How to split the bill with friends without the awkwardness
A calm guide to bill-splitting etiquette: even splits versus paying for what you had, tipping, who pays on the night, and settling up without keeping score.
Read post - Household · 6 min
Roommate expense tracker: split bills without the argument
How to split household bills with roommates using recurring bills, uneven splits and a live balance, so the monthly argument never starts.
Read post - Guides · 6 min
When to stop using a shared expense spreadsheet
A spreadsheet is fine for small, one-off shared costs. Here is where it quietly breaks down, and the signs you have outgrown it.
Read post - Household · 6 min
A family budget app everyone can actually see
Family money is less about splitting and more about seeing. One shared place for rent, groceries and school fees, with roles that keep a parent in control.
Read post - Travel · 7 min
How to set a group trip budget before anyone books
Agree a group trip budget and a per-person daily figure before anyone books, break it into categories, and track spend so no overrun surprises you.
Read post