Split expenses.
Track bills.
Stay friends.
One private place for your family, flat, friends or trip to record what was spent, see what's owed, remember what's due — and settle up without a single awkward conversation.
- Every feature free
- No card required
- No bank connection
- Any currency
No catch
Free means free — not free until you need the useful part
There is no premium plan. No trial that expires, no seat limit, no group limit, no history that disappears after 30 days. We don't ask for a card, because there's nothing to charge it for — DueCircle is funded by ads on these public pages, never your group data.
To keep your groups and balances safe and synced across your devices, the app uses a free account — just an email, no card. The calculators below need no account at all.
- Unlimited groups & members
- Unlimited expense history
- Every split method included
- No card, ever
What you get
More than a bill splitter
Shared money is who paid, who owes, and a history you can actually search — not just a transaction to divide. A few items below are still on the way; they're marked.
Splits that always add up
Equal, exact, percentage, shares or custom — every method is checked against the total before it can save.
- Coming soon
Bills you stop forgetting
Recurring bills with due dates and reminders — rent, utilities, insurance, school fees and loan payments.
- Coming soon
This month against last month
Budgets and plain-language, category-by-category spending comparisons — on the roadmap.
Any currency, from day one
Yen with no decimals, dinars with three, rupees and dollars with two — all handled correctly.
- Coming soon
Notes and reminders that belong to the group
“Bring passports.” “Submit the school form.” A shared notes area — on the roadmap.
Private by design
Group data never crosses into another group, and we never connect to your bank.
Not just groups
Solo, one-to-one, or a whole group
DueCircle isn't only for splitting with a crowd. Track your own spending privately, or split with just one friend — no group required.
Personal
A private space to track your own spending — no members, no splitting.
One-to-one
Split with a single friend, found by phone or email. One running balance.
Groups
Flatmates, trips and families — shared circles with every split method.
Explain every number
Every figure can be opened up and checked
Every balance opens into the expenses and settlements that produced it, every edit records what changed and who changed it, and amounts are stored as exact whole units of currency rather than decimals that drift. A ₹4,800.00 dinner across four people is ₹1,200.00 each — and it will still be that in five years.
- AAarti₹1,200.00
- BBen₹1,200.00
- CChen₹1,200.00
- DDev₹1,200.00
Who it's for
Built for households and holidays alike
Families
Rent, the home loan, groceries and school fees in one place — with a clear picture of who paid what.
Couples & roommates
Split the shared stuff fairly and stop renegotiating it every month.
Friend groups
Dinner, tickets, the cab home. Settle with few transfers at the end.
Trips
Multiple currencies, different people on different days, a clean settle-up at the end.
Free tools
Calculators and guides, no sign-up needed
These calculators run entirely in your browser — no account, nothing stored. The DueCircle app is free too; it just uses an account so your groups stay in sync.
Bill split calculator
Split any bill between any number of people — equally, by percentage or by custom amounts — with tip and tax, and see exactly who absorbs the rounding.
Rent split calculator
Divide rent between housemates by room size, income or an equal share, and compare what each method costs each person.
Settle-up optimiser
Enter what everyone paid and get the smallest set of payments that clears every balance.
- Is DueCircle really free?
- Yes — completely, and permanently. There is no premium tier, no trial that expires, no feature locked behind a paywall and no card required. Every feature described on this site is free for every user. The site is supported by advertising, which is why you will see ads on these pages and never inside your private group data.
- Do I need an account?
- The calculators and guides on this site need no account — they run entirely in your browser and store nothing. To use DueCircle itself — creating groups, tracking expenses and bills, and settling up — you create a free account with just an email address, so your data stays safe and in sync across your devices. There is never a card required, and we never connect to your bank.
- Does it connect to my bank?
- No. DueCircle never connects to a bank account or card, never holds your money and never moves money on your behalf. Expenses are recorded by you and your group. This is a deliberate design choice rather than a missing feature: it removes an entire category of risk from a product about trust.
- Can it handle more than one currency?
- Yes, from day one. Each amount carries its own currency and is stored in exact minor units, so currencies with zero decimal places (like the Japanese yen) or three (like the Kuwaiti dinar) are handled correctly rather than assumed to be cents. In a mixed-currency group, balances are tracked separately per currency rather than converted at a rate you did not pick.
Free forever
Stop keeping score in your head
Create a group, add one expense, and see exactly where everyone stands. It takes about five minutes and costs nothing — now or later.