How it works
Your first split takes about five minutes
No bank connection, no card, no setup wizard. Here is the whole flow, from creating a group to clearing the last balance.
The flow
Four steps, start to finish
- 01
Create a group
Pick a template — family, friends, trip, couple or your own — and a default currency. Invite people by share link, email or QR code. They can accept now, later, or view without joining.
- 02
Add what you spend
Amount, who paid, and who shared it. Recent categories and participants are remembered, so the second expense is faster than the first. Add a receipt photo if you want the record.
- 03
Choose how it splits
Equally, by exact amounts, by percentage, by shares, or excluding people who weren't there. The total is checked before saving — a split that doesn't match the bill cannot be saved.
- 04
Settle up
DueCircle works out the smallest set of payments that clears every balance, shows the expenses behind each figure, and lets you record the payment however you actually paid.
Worked example
A ₹3,000 hotel room, four people
The simple case, so the harder one below makes sense. Four equal shares, no remainder. Anyone not selected owes nothing.
- Aarti₹750.00
- Ben₹750.00
- Chen₹750.00
- Dev₹750.00
- Priya+1¢ rounding$33.34
- Sam$33.33
- Tom$33.33
The hard case
What happens when it doesn't divide evenly
$100 across three is $33.333… — a number that doesn't exist in dollars. Most software rounds each share to $33.33 and silently loses a cent, or rounds up and invents one. DueCircle allocates in whole cents using the largest-remainder method, so shares sum back to exactly $100.00. The single leftover cent is assigned deterministically and labelled, so the person carrying it can see why. The same logic runs for every currency.
Try it without signing up
The bill split calculator runs the same allocation engine, in your browser, with no account required.