Who it's for
A family tracking a home loan and four friends splitting dinner need almost opposite things from an app. DueCircle is built so both feel native rather than one being an afterthought.
Rent, the home loan, groceries and school fees in one place — with a clear picture of who paid what.
A family group is less about splitting and more about seeing: every shared cost, who paid, and a full searchable history in one place. The group's creator stays in control as admin while everyone else records their own spending. Budgets and month-on-month insights are on the roadmap.
Split the shared stuff fairly and stop renegotiating it every month.
Rent, wifi, electricity and the weekly shop come round every month. Uneven splits are first-class: if one person earns more or has the bigger room, split 60/40 by percentage or by shares. Balances stay live, so nobody has to reconstruct three months of payments from a chat thread.
Dinner, tickets, the cab home. Settle with few transfers at the end.
The awkward part of splitting with friends is never the maths, it is the chasing. Add an expense in under twenty seconds, choose only the people who were actually there, and let everyone see where they stand. At the end, the settlement plan clears every balance in as few payments as it can.
Multiple currencies, different people on different days, a clean settle-up at the end.
Trips break most expense apps: the group changes per activity, costs land in several currencies, and nobody wants to reconcile it while still travelling. Pick who was in on each expense, keep each currency's balance separate rather than guessing a conversion, settle up at the end, and archive the whole trip with its records intact.
Your household, your trip and your five-a-side football group stay completely separate. Data in one group is never visible from another.