Features
Everything shared money actually needs
Splitting a bill is the easy part. Household money is recurring costs, forgotten due dates, changing groups and a year of history nobody can reconstruct. Here is how DueCircle handles each of those — all of it free.
Splits that always add up
Equal, exact, percentage, shares or custom — every method is checked against the total before it can save.
Most splitting tools round each person's share independently, which is how a ₹100 bill across three people quietly becomes ₹99.99. DueCircle allocates in whole minor units using the largest-remainder method, so the shares always sum back to exactly what was paid. When a rounding unit is left over, we name the person who absorbed it rather than hiding the discrepancy. If a custom split doesn't match the total, saving is blocked and the exact difference is shown.
Bills you stop forgetting
Rent, utilities, insurance, school fees and loan payments, with reminders before they are due.
Add a bill once with its due date and recurrence, and DueCircle tracks every occurrence from then on. Configure reminders at 7, 3 and 1 days out, assign who is responsible, and record the payment with proof when it is made. Anything past its due date is marked overdue on the group dashboard in a way that is impossible to scroll past.
This month against last month
Category-by-category comparison in plain language, not a chart you have to interpret.
DueCircle tells you “Groceries are ₹2,100 / 18% higher than last month” rather than showing two bars and leaving you to work it out. Budgets distinguish between being over budget and merely spending more than last month, because those need different reactions. When a category had no spending last month, we show the currency change and skip the meaningless percentage.
Any currency, from day one
Yen with no decimals, dinars with three, rupees and dollars with two — all handled correctly.
Every amount carries its own currency and is stored as an exact whole number of minor units. That means Japanese yen (no decimal places) and Kuwaiti dinar (three) are handled properly rather than being assumed to be cents. Trip expenses record the exchange rate used and where it came from, so a conversion can always be re-checked later.
Notes and reminders that belong to the group
“Bring passports.” “Submit the school form.” Pin them, assign them, discuss them.
Shared money involves more than transactions. Every group gets a notes and reminders area separate from expenses, with checklists, attachments, due dates and comments. Notes can be pinned to the top of the group, or restricted so only admins see them. Any reminder converts into an expense or a bill without retyping its details.
Private by design
Group data never crosses into another group, and we never connect to your bank.
Every expense, note, budget and balance belongs to exactly one group. Owners decide what members can see, with roles running from owner and admin down to member and view-only. DueCircle never connects to a bank account or card, never holds your money, and stores the minimum personal data needed to run your groups.
All of it, free forever
There is no premium tier holding any of these features back. Everything on this page is available to every user from the moment they sign up.